Regulatory & compliance

Bank Financials (FDIC)

Quarterly financials for every FDIC-insured US bank, 1984→present — one record per (bank, quarter-end): assets, deposits, loans, net income, and FDIC-computed capital and asset-quality ratios (CET1, tier-1, NPAs, charge-offs, NIM, efficiency). Fundamentals coverage for ~4,400 banks that mostly never file with the SEC.

EndpointGET /v1/bank-financials

SourceFDIC BankFind Suite (Call Report / RIS)

Authx-api-key — a free key works

What it returns

Balance sheet in $ thousands; income items are YEAR-TO-DATE per Call Report convention; ratios are FDIC's annualized computations. See the live example below for the full field set.

Filters

id	Direct lookup: '{cert}-{YYYY-MM-DD}' (e.g., '3511-2026-03-31'). Fastest path.
cert	FDIC certificate number (exact) — the stable bank identifier (e.g., 3511 = Wells Fargo Bank NA, 628 = JPMorgan Chase Bank NA).
name	Case-insensitive substring against the institution name (e.g., 'silicon valley', 'first republic').
state	Two-letter state code (exact, e.g., 'CA', 'TX').
report_date	Exact quarter-end (YYYY-MM-DD: 03-31 / 06-30 / 09-30 / 12-31). Combine with sort_by='total_assets' for league tables.
since	report_date lower bound (YYYY-MM-DD inclusive).
until	report_date upper bound (YYYY-MM-DD inclusive).
sort_by	Default report_date. total_assets requires an exact report_date filter (league-table mode).
sort_order	Default: desc.
limit	Maximum records to return. Default 50, max 500.

Example request

curl "https://api.keyvex.com/v1/bank-financials?limit=1" \
  -H "x-api-key: YOUR_KEY"

Response

{
  "results": [
    {
      "equity_capital": 173016000,
      "offices_domestic": 4176,
      "leverage_ratio": 8.40035032428292,
      "tier1_risk_based_ratio": 12.583643423831154,
      "total_assets": 1852239000,
      "loans_commercial_industrial": 198483000,
      "noninterest_income": 6028000,
      "city": "SIOUX FALLS",
      "roa": 1.297656664123309,
      "equity_ratio": 9.340911189106805,
      "roe": 13.75,
      "cert": 3511,
      "noninterest_expense": 10899000,
      "source_url": "https://api.fdic.gov/banks/financials?filters=CERT%3A3511%20AND%20REPDTE%3A20260331&format=json",
      "securities": 420321000,
      "roe_quarterly": 13.75,
      "insured_deposits_pct": 53.70089276861896,
      "brokered_deposits": 141891000,
      "efficiency_ratio": 56.66126587571212,
      "provisions_credit_losses": 1133000,
      "id": "3511-2026-03-31",
      "state": "SD",
      "loan_loss_allowance": 13871000,
      "net_chargeoffs_ratio": 0.45436865557844824,
      "report_date": "2026-03-31",
      "domestic_deposits": 1510143000,
      "loans_real_estate": 361336000,
      "total_deposits": 1516982000,
      "interest_expense": 6374000,
      "net_loans_leases": 971566000,
      "loans_to_core_deposits": 71.07005282892996,
      "interest_income": 19479000,
      "loans_consumer": 116977000,
      "net_interest_margin": 3.144825765733877,
      "roa_pretax": 1.5532260188759954,
      "scraped_at": "2026-07-06T01:07:13.087Z",
      "total_risk_based_ratio": 14.055044819622672,
      "insured_deposits_estimated": 839527000,
      "name": "WELLS FARGO BANK NA",
      "cet1_ratio": 12.583643423831154,
      "net_income": 5961000,
      "nonperforming_assets_ratio": 0.6487823655586563,
      "_first_seen_at": "2026-07-06T01:07:45.947Z",
      "_last_history_at": "2026-07-06T01:07:45.947Z",
      "_content_hash": "2767b1775408d816b213e6f721df89bd7a727dcafb15aeb50ac90da17531f7b9"
    }
  ],
  "count": 1,
  "has_more": true
}

Example questions you can answer

A bank's deposit / capital-ratio history through a stress period.
League table: largest banks in a state by assets.
Brokered-deposit reliance and nonperforming-asset trends.
Pair a bank's ratios with OCC / FDIC / Fed enforcement actions.

Related datasets

Enforcement Actions8 regulators incl. Fed + FinCEN Consumer ComplaintsCFPB Company FundamentalsSEC XBRL

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